Short-term disability income insurance. The provision to pay benefits to a covered disabled person as long as he/she remains disabled from their occupation up to a specified period not exceeding two years. No Pre-set Spending Limit: The consumers with good credit history are sometimes rewarded with 'no pre-set spending limit cards', where the spending limit is not predetermined. Instead, the limit is set by the card issuer, who takes into account payment history or pattern of the consumer, while setting this limit.
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Guide to Benefits: A document with elaborate information about the benefits as well as services, which are provided to MasterCard cardholders. Fair Credit Reporting Act A federal law, established in 1971, and revised in 1997, which enables consumers to learn what information Credit Reporting Agencies have on file about them, and to dispute inaccurate data in the file. It also establishes specific permissible purposes for which credit reports may be requested, and places time limits on how long adverse information may be reported.
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Rating Plan The process by which the entries on a credit report are verified. If you request a copy of your report, you are recommended to check it for accuracy. If you find errors, you should contact the credit reporting agency as soon as possible.
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Closed by grantor: A credit account closed on the request of the credit grantor. A 'credit grantor' is a person or business entity that lends money or grants any credit transaction to a credit receiver. Closing Date: The last date on which transactions are posted on an account, for a particular month.